DO I NEED A FINANCIAL ADVISOR?

Or can I just do it myself online with a simple automated approach and low-cost index investments?

This depends. How complicated is your situation? How much time do you have to devote to your own investment and planning? Will this stray your focus from your business or career? Also, you may be able to do this, but do you want to do it? Do you enjoy it? Or do these responsibilities to yourself and family often fall to the bottom of the list or in the “I’ll get to it later” pile.

Maybe you just want a sounding board or someone to help demystify the planning and investment process.

Maybe you have parts of this down but not a complete process.

Maybe you are just looking for a better investment process than simply buying and holding an index.

This is easy to do when things are going up, but harder to do when we get in the inevitable down markets.

Mostly likely, if you are reading this you feel like there is something you could be doing better.

It can be incredibly helpful to have a team like the EKS group as a resource when you are going through a major life transition such as selling a business, going through a divorce, losing a spouse or a partner, receiving an inheritance and, of course, retiring.

Consider all the questions associated with retirement. Are you financially ready to retire? How can you optimize Social Security for you and your spouse? How do you roll over your 401(k) in a tax-efficient manner? Have you retired before?

The comprehensive planning we offer encompasses far more than just the management of investments, and includes such important matters as estate planning, charitable giving strategies and insurance planning. At EKS Wealth Management, it’s all part of the plan. We bring our Knowledge Experience and Service to the table to guide you through.

Banking and lending solutions provided by Raymond James Bank. Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.

Gold is subject to the special risks associated with investing in precious metals, including but not limited to: price may be subject to wide fluctuation; the market is relatively limited; the sources are concentrated in countries that have the potential for instability; and the market is unregulated. Investing in oil involves special risks, including the potential adverse effects of state and federal regulation, and may not be suitable for all investors. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Be sure to contact a qualified professional regarding your particular situation before making any investment or withdrawal decision.